Debit Cards
For convenient contactless payments
Other Debit Card benefits
and 3,000 post offices
Just fill up at EuroOil petrol stations and pay with our card
and pay with mobile or smart watch
How is it arranged?
It’s easy – just open a current account with us, and you’ll get the card automatically. We will send it to you by mail, your PIN will be available through Internet Banking or ČSOB Smart.
Before you use it for the first time, activate your card at any of our ATMs (e.g. through cash withdrawal) or automatically with your first payment at a store. However, your card must be physically inserted into a terminal and the PIN entered.
If you already have an account with us and wish to order a new card, please open ČSOB Smart (in the section Cards please swipe existing cards till you reach „Arrange another card“ option). Alternatively call our Client Center, visit our bank branch or any Czech Post office.
Why to wait! After a few minutes after opening the account, you will find your new card in the ČSOB Smart application. Just below the specific card you will find the card number, validity, and the security code under the item "Show card number".
TIP: Don’t have an account with us? Try the free Plus Account and get rewarded for using it.
More about the Debit Card
More information
What other debit card benefits can I use?
- Card with respect for nature
The Ecocard is an eco-friendly payment card that is made from a 100% recycled mix of plastic waste, thus not polluting the environment and reducing the carbon footprint. - The look the way you want it
We'll make you a Visa or Mastercard card with the image you choose. - Payments at the post office
Our cards are accepted by any Czech Post Office - whether you want to pay for a bill, a parcel, or a sheet of stamps. - Simple deposits
Have cash in hand and want to deposit it into your account? Just use our cash deposit machine or go to the Czech Post Office. - A PIN you won't forget
You can easily view your PIN at any time in the ČSOB Smart app or online banking, in both in „Cards“ section. You can easily change your PIN at any of our ATMs. - Payments without limits
You can easily adjust your weekly limit in the ČSOB Smart app, in online banking or by calling our helpline at +420 495 300 300.
Definitely also worth trying
- Card for fans of sports club
With a card in the colours of your favourite club, you get extra discounts at local shops in the area in addition to the joy of sport. And you can arrange it on webpage with designs of sport club cards.
Looking for even more benefits?
Check out the limited-time promotions and other benefits too.
See which of them suits you better
| Benefits | Debit Card | Gold Card by Mastercard |
|---|---|---|
| Loss and Theft Insurance |  |
|
| Discounted petrol at EuroOil stations, further offers and discounts | |
|
| Your own image on the card | |
 |
| Exclusive design | |
|
| Your personal Mastercard assistant available 24 hours a day, medical assistance uLekare.cz | |
|
| Discounted access to the airport lounges in Prague, Bratislava and Vienna | |
|
How to activate online card payments?
Before your very first online card payment, you must enable online payments made with your card. It’s easy – you can do it through your online banking, via the info line +420 495 300 300 or at your nearest bank branch or Czech Post Office.
More information
Look how easy is to activate internet card payments in the internet banking.
ePIN or Smart Key - confirm payments online securely
Online card payments are no longer to be confirmed with mere SMS code. To comply with the new European directive, you can only pay online with confirmation in the Smart Key app. If you want to stick with established SMS codes, you also need a special ePIN.
What is 3D Secure and how does it work?
It is the most secure online payment method. Your payment is encrypted (you will see a little green lock in the address line), and every payment is confirmed through an push notification prompt sent to ČSOB Smart Key app, or confirmed via SMS code sent to your mobile phone. SMS code must be accompanied with a special ePIN code.
It is important for the online store to support this service – this is easy to recognize through a logo: „Mastercard SecureCode“ and „Verified by Visa“. The newest protection technology bears the name “Mastercard Identity Check“ (in short “ID Check“) and “Visa Secure”.
Some stores abroad do not use 3D Secure – so you can pay even without any further confirmation. However, in these cases, we cannot guarantee maximum payment security, though we will support you in case of any complaint.
More about the Gold debit card
A prestigious card that lets you enjoy Mastercard's premium programs. Benefits such as a personal assistant, health advice service uLekare.cz, unlimited free cash withdrawals from our ATMs and access to airport lounges await you.
The card can only be issued to the ČSOB Plus Account and ČSOB Premium Account.
More information
What benefits can I use with my Gold Card?
With this card, you can take advantage of the Priceless Cities Program, as well as other benefits of Mastercard premium cards.
Your personal assistant is available by phone 24 hours a day to help you with
- Booking your hotel, restaurant or golf course (Concierge Assistance)
- Arranging repairs and moving, at home and in the office (Home Assistance)
- Advice on health and medications before your journey abroad (Medical Assistance)
- Arranging repairs at the location of a breakdown, towing and renting a replacement car (Auto Assistance)
VIP Lounge entry
Make yourself comfortable while waiting for your flight. For selected Mastercard card holders, there are lounges available at these airports:
- Vienna (Schwechat Airport: JET Lounge, SKY Lounge)
- Prague (Václav Havel Airport: Mastercard Lounge, Terminál 1)
- Bratislava (Bratislava Airport: Mastercard Caproni Lounge)
Up-to-date information regarding the entrance to airport lounges is available at the dedicated Mastercard website.
Mastercard benefits can also be found in Smart
The ČSOB Smart app brings together all the benefits of your Mastercard. For example, discounts at merchants, discounts at airport lounges or doctors, or the ability to buy tickets even for sold-out Sparta football matches.
Mobile and smart watch payments
You can digitize your debit or credit card into your mobile phone and pay in-store, e-shop or in-app with Apple Pay, Google Pay, Garmin Pay and Xiaomi Pay. You can also use smart watches Apple Watch or Garmin, or Xiaomi Smart band for safe and fast payment. Don't have your card at hand? In our ČSOB Smart, you will find all the card data to transcribe them into mobile payment applications or on the e-shop.
Card with respect for nature
We were the first Czech bank to issue a payment card made from industrial and domestic plastic waste. The eco-card gives a second life to 3.2 g of plastic waste, reducing the carbon footprint by 7 g of CO2.
Mastercard Gold card
Enjoy the premium Mastercard programs. Enjoy free benefits, like your personal assistant or access to airport lounges.
And last but not least: would you like brunch in your favourite restaurant for special price, unique experience in unexpected places or nightshopping just for you? We are the first bank in the world to offer exceptional experiences with Mastercard Priceless Prague exclusively to our clients with Mastercard Gold card.
The card can only be issued to the ČSOB Plus Account and ČSOB Premium Account.
Image Card
Create a Visa or Mastercard with the image of your choice in our application. It will look exactly the way you want.
Do you already have a card from us? We recommend choosing a second card association for your Image card (e.g. if you have a Mastercard, choose Visa).
Do not upload images downloaded from the Internet or showing brands, movies, actors or public figures; photos with religious or controversial content. You can also choose from several preset designs.
Pricelist
| Debit Cards | Price |
|---|---|
| Two debit cards to Plus Konto / Poštovní účet | free of charge |
| Debit card unless free with the account (monthly) | CZK 45 |
| Cash withdrawals from ATMs of other banks in the Czech Republic | CZK 40 |
| Cash withdrawals from ATMs abroad | CZK 100 |
| Card with customized design; change in the design | CZK 200 |
Documents for download
What can make the card even better?
Loss and Theft Insurance
Don’t want to leave things to chance? That is exactly why we offer our Loss and Theft Insurance.
- We will help you if your card, mobile phone or personal belongings are lost or stolen
- We will refund you if someone uses your card without authorization
Card Travel Insurance
Do you travel abroad often? Add travel insurance to your card.
- It is effective for the entire validity of the card and protects you anywhere in the world
- You don’t need to arrange insurance before every trip