Select your business account

Easily and smartly

Main benefits of a Business Account

Bank account with great benefits

  • Low account maintenance fees
  • No maintenance fee when created online
  • Secured and easily accessible cash collection
  • Accessible anytime and anywhere
  • Authorised account overdraft
Entrepreneurs most value business risk hedging and the payment acceptance solutions available with the account
Entrepreneur account online
ENTREPRENEURS
Entrepreneur account
ENTREPRENEURS
Company account
COMPANIES
Incoming payments within the account unlimited 5 15
Outgoing electronic payments within the account unlimited 10 30
Withdrawals from ČSOB ATM within the account unlimited 5 No
Insured Business Card 1 1 2
Online and Mobile banking Yes Yes Yes
Apple pay, Google pay, Garmin pay Ano Ano Ano
Free incoming payments via ČSOB terminals Yes Yes Yes
Monthly fee
if used regularly
0 Kč
0 Kč
115 Kč
0 Kč
290 Kč
0 Kč

Business Account Insurance 1 of 3

INSURANCE
  • Linking your account and insurance
  • Pick the insurance that will protect your business
  • We will pay the premium for the selected insurance for you

Payment terminal

PAYMENT SOLUTIONS
  • With a payment terminal your sales will grow by up to 20% on average
  • Free card management portal
  • Request a payment terminal for a free six-month trial

Other advantages of a business account with ČSOB

Benefit 1
Dedicated banker for entrepreneurs
A banker who understands your business environment will take care of your needs
Benefit 2
Instant payments also for entrepreneurs
ČSOB supports outgoing and incoming payments in seconds
Benefit 3
ČSOB branches
ČSOB runs a wide network of more than 200 branches
Benefit 4
Contactless payment
Use Apple Pay, Google Pay, Garmin Pay

Quickest way to open a ČSOB Business Account – online

  • You only need your ID card and a driver’s licence or a passport
  • For individual entrepreneurs/self-employed persons
  • If you are acting on behalf of a business (legal entity), open a company account online
If:
  • you don’t have an account with any bank yet or
  • you don't have a second document,,

select “I want to sign a contract with a courier” in the first step of the form.

Foreign exchange current account

Your account for dollars, euros and other currencies

  • Currency exchange in ČSOB Smart – simple transfers between your own business accounts
  • Save on exchange transfers
  • 5 currencies: EUR, USD, GBP, CHF, CAD
  • Everything can be done easily through internet and mobile banking
  • You can also have a card with your account

Our credit card extends the warranty

Selected goods paid for with our Business credit card (mobile phones, electronics, work tools, tools, shop equipment) get an extra year on top of the standard one-year warranty. So we give you for free what you would otherwise need to pay for in shops and e-shops.

Payment cards

Safe payments and cash handling

Business Standard debit card
STANDARD
Business Premium / Business Gold debit
PREMIUM/GOLD
For payments in Czech Rep. and abroad For payments in Czech Rep. and abroad
Withdrawals from ČSOB ATMs in Czech Rep. and Slovakia for CZK 5 Withdrawals from ČSOB ATMs in Czech Rep. and Slovakia for CZK 5
Cash deposits at ČSOB ATMs free of charge Cash deposits at ČSOB ATMs free of charge
Benefits mastercard.cz/business Benefits mastercard.cz/business
Visa Benefit program Visa Benefit program
CZK transactions at Czech Post offices CZK transactions at Czech Post offices
Mastercard or Visa Mastercard or Visa
Travel insurance, loss and theft insurance optional Travel insurance, legal protection insurance for drivers free of charge

Get ČSOB products simply from your phone

  • Smart overview and simple use
  • Easy payments
  • Personal and business finance in one