Premium Account

Account with premium benefits for demanding clients

Premium Account

Above-standard services for demanding customers

  • Withdraw from ATMs around the world without fees with Visa Infinite*
  • Free automatic card loss and theft insurance
  • You can choose 1 of 4 insurances – whichever suits you best
  • Use a free foreign exchange account with a credit card
  • Premium Concierge will freely provide you with anything you can think of

Explore the world with prestigious payment cards

Free in Premium package

Visa Infinite

Best debit card from Visa

  • Free withdrawals of cash all over the world*
  • Highest card loss or theft insurance option
  • Your mobile, handbag, documents and keys are also insured
Free in Premium package

Premium Card

MC World Elite top-tier credit card with extra premium services.

  • Travel insurance with payment of up to 100 million, even for high-risk sports
  • Comfortable airport lounges free of charge
  • The unique uLékaře.cz free online service – consult 24/7

 

*ATM operators abroad may charge a fee for withdrawals, which they must inform you about. Unfortunately, this is beyond our control.

Partner programme

Exclusive benefits offered by our partnersů

Pay with your Premium Card or VISA Infinite card and get exclusive benefits from a wide range of our partners – such as discounts, VIP services and access to exceptional events.

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ČSOB Smart

It can even fit into your pocket

In the ČSOB Smart application, you can immediately see balances, make payments or arrange insurance. The app also allows you to log in with your fingerprint and easily access your insurance, investments, savings and mortgage. And our virtual assistant Kate can guide you through this all.

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Internetové bankovnictví

You can do everything online

In your Internet banking you can make a payment or display your balance in a second. In addition, you can see everything in one place – accounts, loans, mortgage, and investments.

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Cashback

Cashback

Request cash back when shopping

Withdraw money even if no ATM is within reach. With the Cashback service, you will get it free of charge when shopping in selected stores.

More

A sticker with the CashBack logo can be found, for example, in Albert and COOP stores, Čepro EuroOil petrol stations, Teta drugstores or Globus.

  • Simply ask the cashier for cash before paying
  • You can withdraw whole hundred crowns (the merchant will tell you the maximum amount), the amount will be added to the price of the shopping
  • The list of the stores is available in the ČSOB Smart app or on the website in the Contacts section.

You can enjoy premium services completely free of charge

You can enjoy extraordinary service and a lot of other benefits of ČSOB Premium free of charge if you meet at least one of the following three conditions. (It applies to the Premium Konto accounts established after 1 June 2024; it will start to apply to the existing Premium clients on 1 January 2025 - for more details go to ČSOB Premium Terms and Conditions)

Have your income remitted to our Bank in the minimum amount of CZK 60,000, while investing the minimum amount of CZK 300,000 in other products
Benefit 2
Save or invest a minimum amount of CZK 2 million
Contract credits (mortgages or loans) in the minimum total amount of CZK 5 million