Regular investment

Regular investment

Put your trust in regularity and don't worry about the best time to invest. Your future self will be grateful.

Why you should invest regularly

What can you expect?
Investing has great potential to outperform inflation in the long run
Share in success
Invest in global brands and grow your money together with them
Starting from just CZK 500
You can start with just a few hundred crowns a month
All you need to do is start
Once you make your decision, further investments are automatic
Online discount 20%
Arrange your regular investment online with reduced entry fees
Money within 5 days
You can withdraw your investment any time you wish

How do you get started?

  • You can do everything in Internet Banking (you need a current account with our bank, which you can open online in a matter of minutes).
  • First, you sign an investment services agreement online and complete an investment survey. We ask about your knowledge and experience with investments and your comfort level with risk.
  • We evaluate your profile online and offer you the investment fund that best matches it.
The magic is in the regularity
You invest the same amount each month; the actual value of the investment is different each time. Sometimes you buy fewer shares in a fund at a higher price and at other times you buy more units at the same price. You benefit from the averaging effect and are better protected against financial market fluctuations. But just remember: return on investment is not guaranteed.

Are you interested in knowing the potential yield of your investment?

Additional application options

Go to the investment portal

Enter

Get advice over the phone

Consult at a branch

Arrange a meeting

The investment portal and our colleagues are happy to evaluate the target market and the suitability of investment products for you.

FAQ

What is the advantage of regular investing?

Certainly the simplicity and the ability to invest truly small amounts. You know how it works: you don’t spend what you put away, and in this case, you can even earn interest on it. With small monthly amounts, you are part of a big investment story and benefit from the success of world-famous companies.

The advantage of regularity is simple: you make your investments at higher and lower prices, but if you keep the same monthly sum, you benefit from the averaging effect. You are thus better protected against sharp fluctuations in the financial markets.

How do regular investments work and how do I set them up?

You can activate your regular investments simply online in Internet or Mobile Banking or at a branch. You set the amount you want to invest on a regular basis and the day of the month when the investment is to be made. The designated amount is then automatically invested from your ČSOB current account, and if you don’t already have one, simply open one online. And that’s it; that’s how easy it is. We should add that you have a perfect overview of the invested funds via both your computer and mobile phone.

Who can set up a regular investment?

Anyone. If you take the online route, remember that you must be a citizen of the Czech Republic who is of legal age, legally competent, free of enforcement proceedings, with a valid ID and a current account with us, and not a tax resident in the USA. If you don’t meet some of the entry requirements for online application, that’s okay; you can arrange everything at a branch.

Exactly how to arrange online

If you are our client, you can easily start investing after you log in to your Internet Banking or the ČSOB Smart application. Just have your mobile phone ready to sign key documents.

To arrange your first regular investment, simply click on Investments in the menu in Smart or Internet Banking. Then we’ll explain what investing is all about and you’ll be ready to go in minutes.