Internet Risk Insurance

Feel more secure in the online world at the lowest price with our current account in ČSOB Smart

Apply online

For the Whole Family

We will take care of you and your loved ones living in your household.

Compensation for damage

We protect you on the Internet up to the value of CZK 250,000.

For just CZK 25 per month

If taken out through the ČSOB Smart app, monthly insurance is cheaper than the price of a coffee.

How to arrange Internet Risk Insurance in the most effective manner

All you need is a current account with our bank, and your insurance can be quickly and simply taken out in ČSOB Smart app.

Arrange in ČSOB Smart

Benefits for Activity

You can get your newly arranged Internet Risk Insurance free of charge for up to six months. All you need is to have a current account with our bank where at least CZK 15,000 per month is credited, and to pay at least 5 times monthly with your card.

Full Rules of this Offer

When your insurance might come in handy

Undelivered goods

If goods arrive damaged, other than those ordered or do not arrive at all, we will pay the damage incurred.

Misuse of data

If your internet banking has been attacked by someone who then takes out a loan in your name, we will ensure you get your money back.

Harm to reputation and cyberbullying

We do not tolerate any online defamation and lies about you and your loved ones. We are ready to stop their further spreading, we will try to eliminate them and to get an apology for you.

Free IT assistance

Are you not familiar with your new phone or PC? We will help you with the settings free of charge.

Misuse of payment card

If someone pays with your card online or in a shop, we will help you to recover your money.

Wrong airline tickets

If you find out you received airline tickets with the wrong destination or other than the requested date, we will help you solve this situation with our lawyer.

	Financial compensation (per claim limit)	Legal consultation	Legal protection (per year limit)	IT assistance
Purchase of goods and services online	CZK 50,000	unlimited	CZK 500,000	4x 30 min. /year
Misuse of payment card or other electronic payment instruments	CZK 50,000
Misuse of the insured person´s identity	CZK 250,000
Damage to reputation on the internet and social media	CZK 50,000*

*) It is not a financial compensation but an amount to be incurred by the insurer to prevent or impede access to negative information about the client on web pages.